![]() ![]() How will domestic duties be divvied up? Maybe you love washing but hate vacuuming. ![]() Your chosen method will depend on your situation. There are many ways to work out who and how the bills are paid. (The person whose name is on the bill or lease is, in the end, responsible.) You may want to divide the bills between you or split each bill in half. Who’s doing what around the house, and how are the bills being paid? Discussing how your bills, including rent, pay to view TV, groceries, car payments, utilities, etc., are paid - and by whom - is important. It is important to know that the home you live in together becomes an asset of the relationship. If one or either of you owns the place you are moving into, you should get expert advice on the financial and legal implications of this. You’ll probably also want to talk about location what type of property: house, unit, or maybe sharing with others proximity to work, etc. If you’re looking for a new place or not, keep in mind how much rent you can each afford. You may want to consider it when you have successfully taken a trip together, have discussed each other’s expectations, planned the housework and finances, and are ready to take the next step in your relationship. Moving in together can be more convenient but it also could put stress on a relationship. Talking about money isn't always fun or easy, but if you want to prevent problems from cropping up in the future, go down this checklist and talk about debts, budgets, and financial goals, before making a move.What to discuss before moving in together. If something doesn't feel right, or you've been disagreeing, this will be the perfect time to switch up the rules, so you can both feel more comfortable going forward. "These check-ins are opportunities to see as a couple how you are meeting your financial goals," Alejandra Matos, a licensed psychotherapist and coach, tells Bustle. ![]() You'll need to keep communicating about your finances even after you successfully rent a place, set up utilities, and pay your first couple of bills.Īgree right now that you'll keep the convo going, perhaps by scheduling a time to talk every month. Sitting down to talk about money before moving in together is helpful, but it won't cut it long-term. To get you started, here's a financial checklist to go over before moving in with your partner, that experts say will help ensure you're on the same page. Scheduling ahead of time will also make it possible to come up with a few questions of your own, that you need to have answered before taking this next step. ![]() That way, neither of you will be blind-sided by a heavy discussion about student loans or credit card debt. "Set aside an hour to chat when each person is prepared for the conversation," Palmer says. So make sure you go about it deliberately. The trouble is, it's often really awkward to talk about money, since it means being honest about some pretty personal things. Because your finances will overlap in a brand new way, "it’s important to talk about any debt you have, your spending styles and if they match, and ," Kimberly Palmer, a personal finance expert at NerdWallet, tells Bustle. But in reality, there's a (relatively) long checklist of important topics to discuss and agree on, before you officially sign a lease together.Įven if you've been dating for a while, and are hanging out in the same apartment seemingly 24/7, renting - and spending money as a couple - is an entirely different vibe. In a perfect world, talking about finances before moving in with your partner would be as easy as creating a quick rent and grocery budget, and calling it a day. ![]()
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